Dans le projet de la Loi de Finances 2018, l\u2019Etat tunisien a pr\u00e9vu de nouveaux avantages en faveur des diff\u00e9rents m\u00e9canismes d’\u00e9pargne \u00e0 moyen et long terme.<\/strong><\/em><\/p>\n<\/p>\n
Un constat g\u00e9n\u00e9ral : l\u2019\u00e9pargne nationale a fortement baiss\u00e9, passant de 18% du PIB en 2010 \u00e0 12% en 2016, ce en raison de la baisse de l\u2019\u00e9pargne de l\u2019Etat, pass\u00e9e de 3,7 \u00e0 0,9 milliard de dinars, limitant, par cons\u00e9quent, l\u2019autofinancement public des infrastructures.<\/p>\n
Conscient de cette donne, le gouvernement a pr\u00e9vu, dans le cadre de la Loi de Finances 2018, plusieurs avantages en faveur des diff\u00e9rents m\u00e9canismes d’\u00e9pargne \u00e0 moyen et long terme.<\/p>\n
Le premier avantage consiste \u00e0 faire b\u00e9n\u00e9ficier les personnes physiques qui ouvriront aupr\u00e8s de la Caisse d’\u00e9pargne nationale et des banques des comptes d\u2019\u00e9pargne d\u00e9di\u00e9s \u00e0 l\u2019investissement de l\u2019augmentation des montants d\u00e9ductibles pour calculer la base de l\u2019imp\u00f4t sur le revenu de 20.000 dinars \u00e0 50.000 dinars tunisiens (DT) annuellement.<\/p>\n
La seule condition exig\u00e9e est que les montants d\u00e9pos\u00e9s dans ces comptes soient destin\u00e9s au lancement de nouveaux projets individuels ou \u00e0 la souscription aux capitaux d\u2019entreprises \u00e9ligibles aux avantages fiscaux au titre du r\u00e9investissement.<\/p>\n
Toujours au rayon de ce premier avantage, il s\u2019agit \u00e9galement d\u2019augmenter les montants des b\u00e9n\u00e9fices exon\u00e9r\u00e9s d\u2019imp\u00f4t sur le revenu et d\u00fbment \u00e9tablis par les comptes d\u2019\u00e9pargne d\u2019investissement pr\u00e9cit\u00e9s de 2000 \u00e0 4000 DT.<\/p>\n
Le deuxi\u00e8me avantage consiste \u00e0 faciliter les conditions de b\u00e9n\u00e9fice des avantages fiscaux accord\u00e9s au titre des contrats d\u2019assurance-vie et de constitutions de d\u00e9p\u00f4ts. Concr\u00e8tement, il s\u2019agit de r\u00e9duire la dur\u00e9e minimale des contrats de 10 \u00e0 8 ans.<\/p>\n
Mention sp\u00e9ciale pour l\u2019assurance-vie, qui a \u00e9t\u00e9 signal\u00e9e dans un r\u00e9cent rapport de la Commission tunisienne des analyses financi\u00e8res (CTAF) relevant de la Banque centrale de Tunisie (BCT) parmi les niches et m\u00e9tiers expos\u00e9s aux risques de blanchiment d\u2019argent. Apparemment un probl\u00e8me de coh\u00e9rence se pose.<\/p>\n
Kh\u00e9maies\u00a0Krimi\u00a0<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"Dans le projet de la Loi de Finances 2018, l\u2019Etat tunisien a pr\u00e9vu de nouveaux avantages en faveur des diff\u00e9rents m\u00e9canismes d’\u00e9pargne \u00e0 moyen et long terme.<\/p>\n","protected":false},"author":8,"featured_media":119245,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[995,2433],"tags":[3856,5789,8938,34976,10755,35078],"class_list":["post-119243","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-tunisie","tag-assurance-vie","tag-avantages","tag-banque-centrale-de-tunisie","tag-commission-tunisienne-des-analyses-financieres","tag-epargne","tag-loi-de-finances-2018"],"yoast_head":"\n
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