{"id":17112467,"date":"2025-07-28T10:16:56","date_gmt":"2025-07-28T09:16:56","guid":{"rendered":"https:\/\/kapitalis.com\/tunisie\/?p=17112467"},"modified":"2025-07-28T10:16:57","modified_gmt":"2025-07-28T09:16:57","slug":"biat-pnb-en-hausse-de-91-au-1er-semestre-2025","status":"publish","type":"post","link":"https:\/\/kapitalis.com\/tunisie\/2025\/07\/28\/biat-pnb-en-hausse-de-91-au-1er-semestre-2025\/","title":{"rendered":"Biat | PNB en hausse de 9,1% au 1er semestre 2025"},"content":{"rendered":"\n<p><strong><em>La Banque internationale arabe de Tunisie (Biat) a cl\u00f4tur\u00e9 le 1<sup>er<\/sup> semestre de l\u2019ann\u00e9e 2025 avec un produit net bancaire (PNB) de 787,5 millions de dinars tunisiens (MDT) en accroissement de 9,1% par rapport \u00e0 fin juin 2024.<\/em><\/strong><\/p>\n\n\n\n<!--more-->\n\n\n\n<p>Selon les indicateurs d\u2019activit\u00e9 de la banque, la r\u00e9partition de ce PNB s\u2019\u00e9tablit comme suit : marge en int\u00e9r\u00eats de 284,9MDT (36,2% du PNB); marge sur commissions de 134,4MDT (17,1% du PNB); revenus du portefeuille-titres commercial et d\u2019investissement et des op\u00e9rations financi\u00e8res de 368,2MDT (46,8% du PNB).<\/p>\n\n\n\n<p>Par ailleurs, les charges op\u00e9ratoires de la banque se sont \u00e9tablies \u00e0 355,1MDT marquant une \u00e9volution de 16,8% avec un coefficient d\u2019exploitation de 45,1% contre 42,1% au 30 juin 2024.<\/p>\n\n\n\n<p>Les encours de d\u00e9p\u00f4ts se sont \u00e9tablis \u00e0 20.950,2MDT en accroissement de 10,5% avec une \u00e9volution des d\u00e9p\u00f4ts \u00e0 vue et des d\u00e9p\u00f4ts d\u2019\u00e9pargne de, respectivement, 8,6% et 11,5%. Les encours de cr\u00e9dits nets ont atteint 13 016,1MDT en progression de 6,4%<\/p>\n","protected":false},"excerpt":{"rendered":"<p>La Biat a termin\u00e9 le 1er semestre 2025 avec un PNB en hausse de 9,1% par rapport \u00e0 la m\u00eame p\u00e9riode de 2024.<\/p>\n","protected":false},"author":8,"featured_media":14548169,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[995,2433],"tags":[123790,146,34431,110690],"class_list":["post-17112467","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","category-tunisie","tag-1er-semestre-2025","tag-biat","tag-indicateurs-dactivite","tag-pnb"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Biat | PNB en hausse de 9,1% au 1er semestre 2025 - Kapitalis<\/title>\n<meta name=\"description\" content=\"La Biat a termin\u00e9 le 1er semestre 2025 avec un PNB en hausse de 9,1% par rapport \u00e0 la m\u00eame p\u00e9riode de 2024.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kapitalis.com\/tunisie\/2025\/07\/28\/biat-pnb-en-hausse-de-91-au-1er-semestre-2025\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Biat | PNB en hausse de 9,1% au 1er semestre 2025 - 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