{"id":19374594,"date":"2026-08-04T13:44:43","date_gmt":"2026-08-04T12:44:43","guid":{"rendered":"https:\/\/kapitalis.com\/tunisie\/?p=19374594"},"modified":"2026-08-04T13:44:44","modified_gmt":"2026-08-04T12:44:44","slug":"aram-belhadj-le-mecanisme-du-pret-dhonneur-est-inapplicable","status":"publish","type":"post","link":"https:\/\/kapitalis.com\/tunisie\/2026\/08\/04\/aram-belhadj-le-mecanisme-du-pret-dhonneur-est-inapplicable\/","title":{"rendered":"Aram Belhadj | Le m\u00e9canisme du pr\u00eat d\u2019honneur est inapplicable"},"content":{"rendered":"\n

Le pr\u00eat d\u2019honneur, un m\u00e9canisme de financement \u00e0 taux z\u00e9ro, sans int\u00e9r\u00eats, sans frais de dossier ni garanties exig\u00e9es, instaur\u00e9 en Tunisie par le d\u00e9cret n\u00b02026-148, demeure inapplicable tant que la Banque centrale de Tunisie n\u2019a pas publi\u00e9 de circulaire \u00e0 l\u2019intention des banques pr\u00e9cisant les conditions et les documents annexes (formulaire de demande, d\u00e9claration sur l\u2019honneur, etc.).<\/em><\/strong><\/p>\n\n\n\n\n\n\n\n

C\u2019est ce qu\u2019a d\u00e9clar\u00e9 l\u2019\u00e9conomiste Aram Belhadj, dans un poste sur sa page Facebook<\/a>, en indiquant avoir lui-m\u00eame d\u00e9pos\u00e9, hier, mardi 3 juillet 2026, une demande de pr\u00eat d\u2019honneur d\u2019un montant de 5 000 dinars aupr\u00e8s d\u2019une agence bancaire (voir le fac-simil\u00e9 ci-dessous), sans doute pour voir comment la banque r\u00e9agirait \u00e0 sa demande.<\/p>\n\n\n\n

Th\u00e9oriquement, et selon le d\u00e9cret n\u00b02026-148, dont la port\u00e9e populiste et \u00e9lectoraliste n\u2019\u00e9chappe \u00e0 personne, ce pr\u00eat est aliment\u00e9 par une ligne de 8 % des b\u00e9n\u00e9fices des banques et s\u2019adresse aux particuliers (jusqu\u2019\u00e0 5 000 dinars), aux porteurs de micro-projets (jusqu\u2019\u00e0 10 000 dinars), aux PME et aux soci\u00e9t\u00e9s communautaires (jusqu\u2019\u00e0 25 000 dinars), la grande id\u00e9e du pr\u00e9sident de la r\u00e9publique Ka\u00efs Sa\u00efed pour r\u00e9volutionner l\u2019\u00e9conomie tunisienne.<\/p>\n\n\n\n

I. B.<\/strong><\/p>\n\n\n\n

<\/p>\n\n\n

\n
\"\"<\/figure>\n<\/div>","protected":false},"excerpt":{"rendered":"

Le pr\u00eat d\u2019honneur, \u00e0 taux z\u00e9ro, sans int\u00e9r\u00eats, ni frais de dossier ni garanties exig\u00e9es, instaur\u00e9 en Tunisie, est inapplicable. <\/p>\n","protected":false},"author":8,"featured_media":19374609,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[993,995,2433],"tags":[110124,129559,110448,62643],"class_list":["post-19374594","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-conso","category-economie","category-tunisie","tag-aram-belhadj","tag-pret-dhonneur","tag-societes-communautaires","tag-tunisie"],"yoast_head":"\nAram Belhadj | Le m\u00e9canisme du pr\u00eat d\u2019honneur est inapplicable - Kapitalis<\/title>\n<meta name=\"description\" content=\"Le pr\u00eat d\u2019honneur, \u00e0 taux z\u00e9ro, sans int\u00e9r\u00eats, ni frais de dossier ni garanties exig\u00e9es, instaur\u00e9 en Tunisie, est inapplicable.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kapitalis.com\/tunisie\/2026\/08\/04\/aram-belhadj-le-mecanisme-du-pret-dhonneur-est-inapplicable\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Aram Belhadj | Le m\u00e9canisme du pr\u00eat d\u2019honneur est inapplicable - 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