{"id":215221,"date":"2019-05-29T13:01:31","date_gmt":"2019-05-29T12:01:31","guid":{"rendered":"http:\/\/kapitalis.com\/tunisie\/?p=215221"},"modified":"2019-05-29T13:01:34","modified_gmt":"2019-05-29T12:01:34","slug":"fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante","status":"publish","type":"post","link":"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/","title":{"rendered":"Fitch Ratings pr\u00e9voit des perspectives n\u00e9gatives pour les banques tunisiennes en 2019"},"content":{"rendered":"\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"http:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2019\/05\/Fitch-ratings.jpg\" alt=\"\" class=\"wp-image-215257\"\/><\/figure>\n\n\n\n<p><strong><em>Les perspectives du secteur bancaire tunisien en 2019 sont n\u00e9gatives, refl\u00e9tant la perspective de liquidit\u00e9s toujours tendues, des co\u00fbts de financement en hausse, et une faible activit\u00e9 \u00e9conomique.<\/em><\/strong><\/p>\n\n\n\n<p>Par <strong>Amina Mkada<\/strong><\/p>\n\n\n\n<!--more-->\n\n\n\n<p>Fitch Group est un des leaders mondiaux de services d\u2019information financi\u00e8re, pr\u00e9sent dans plus de 30 pays. Il est compos\u00e9 entre autres, de Fitch Ratings (FR), un des leaders mondiaux de notation et de recherche de cr\u00e9dit.<\/p>\n\n\n<div>Dans son rapport 2019 d&rsquo;\u00e9valuation du secteur bancaire tunisien, FR signale le manque de liquidit\u00e9s, le probl\u00e8me le plus urgent pour les banques tunisiennes, et qui est peu probable de se stabiliser en 2019.<\/div>\n\n<div>Les d\u00e9p\u00f4ts de la client\u00e8le, principale source de financement bancaire du pays, ne suivent pas la croissance des pr\u00eats et le ratio pr\u00eats\/d\u00e9p\u00f4ts augmente lentement (fin juin 2018: 131%).<\/div>\n<div>\u00a0<\/div>\n\n\n<h3 class=\"wp-block-heading\"> Faible confiance du public dans les banques <\/h3>\n\n\n\n<p>La Banque centrale de Tunisie (Bct) a introduit un plafond de 120% sur les ratios pr\u00eats\/d\u00e9p\u00f4ts des banques \u00e0 compter de d\u00e9cembre 2018, ce qui devrait ralentir la croissance des pr\u00eats et lib\u00e9rer des liquidit\u00e9s. Mais il ne r\u00e9soudra pas le probl\u00e8me des entr\u00e9es de d\u00e9p\u00f4ts modestes, en raison de la faible confiance du public dans les banques, de la forte inflation et des craintes d&rsquo;une nouvelle d\u00e9pr\u00e9ciation du dinar, estime FR. <\/p>\n\n\n\n<p>De nombreuses banques d\u00e9pendent de la BCT pour leur financement. Elles sont expos\u00e9es \u00e0 de nouvelles hausses du taux d\u2019int\u00e9r\u00eat. Les taux d\u00e9biteurs sont plafonn\u00e9s, tandis que les co\u00fbts de financement pourraient augmenter, \u00e0 mesure que l&rsquo;\u00e9mission d&rsquo;obligations devient plus ch\u00e8re, et que les taux de d\u00e9p\u00f4t r\u00e9mun\u00e9r\u00e9s augmentent (bien que la pr\u00e9dominance des d\u00e9p\u00f4ts non r\u00e9mun\u00e9r\u00e9s en att\u00e9nue l&rsquo;impact). Le taux de la BCT est d\u00e9j\u00e0 pass\u00e9 de 4,25% \u00e0 6,75%, depuis la fin du 1er trimestre 2017.<\/p>\n\n\n\n<p>Les taux d\u00e9biteurs sont soumis \u00e0 un plafond, le<em> \u00abtaux excessif global\u00bb<\/em>, de 12,3%. FR pr\u00e9voit une augmentation de ce montant en 2019, mais ne pense pas que cette augmentation va se maintenir, au m\u00eame rythme que les taux directeurs de la BCT. <\/p>\n\n\n\n<p>Le ratio des pr\u00eats improductifs sur le total des pr\u00eats du secteur bancaire tunisien est \u00e9lev\u00e9 par rapport aux normes internationales, et les am\u00e9liorations depuis 2015 pourraient s&rsquo;inverser en 2019, en raison de tensions sur l&rsquo;environnement \u00e9conomique et le climat des affaires.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Secteurs les plus risqu\u00e9s : cr\u00e9dit \u00e0 la consommation, h\u00f4tellerie et immobilier <\/h3>\n\n\n\n<p>Les efforts de la BCT pour restreindre le cr\u00e9dit pourraient entra\u00eener une augmentation des pr\u00eats douteux, les emprunteurs estimant qu&rsquo;ils ne sont pas en mesure de les renouveler, et une \u00e9ventuelle hausse des taux d&rsquo;int\u00e9r\u00eat pourrait rendre plus difficile le service de la dette. Les secteurs les plus risqu\u00e9s sont le cr\u00e9dit \u00e0 la consommation, l\u2019h\u00f4tellerie et l\u2019immobilier. <\/p>\n\n\n\n<p>La r\u00e9forme du secteur bancaire tunisien, entreprise conjointement avec le FMI, reste lente. De nouvelles exigences prudentielles seront impos\u00e9es en 2019, afin de contenir certains aspects du risque de march\u00e9. Mais il faudra probablement plusieurs ann\u00e9es, estime FR, avant que le contr\u00f4le bancaire tunisien n&rsquo;atteigne un niveau qui am\u00e9liorerait consid\u00e9rablement la qualit\u00e9 du cr\u00e9dit bancaire. <\/p>\n\n\n\n<p style=\"text-align:left\"><em>(Avec<\/em><a rel=\"noreferrer noopener\" aria-label=\"Fitch Ratings (s\u2019ouvre dans un nouvel onglet)\" href=\"https:\/\/www.fitchratings.com\/site\/pr\/10051847\" target=\"_blank\"><em> Fitch Ratings).<\/em><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les perspectives du secteur bancaire tunisien en 2019 sont n\u00e9gatives, refl\u00e9tant la perspective de liquidit\u00e9s toujours tendues, des co\u00fbts de financement en hausse, et une faible activit\u00e9 \u00e9conomique. Par Amina Mkada<\/p>\n","protected":false},"author":22,"featured_media":215257,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[992,995,2433],"tags":[135,6777,388,1003],"class_list":["post-215221","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-a-la-une","category-economie","category-tunisie","tag-bct","tag-fitch-ratings","tag-fmi","tag-liquidite-bancaire"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Fitch Ratings pr\u00e9voit des perspectives n\u00e9gatives pour les banques tunisiennes en 2019 - Kapitalis<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Fitch Ratings pr\u00e9voit des perspectives n\u00e9gatives pour les banques tunisiennes en 2019 - Kapitalis\" \/>\n<meta property=\"og:description\" content=\"Les perspectives du secteur bancaire tunisien en 2019 sont n\u00e9gatives, refl\u00e9tant la perspective de liquidit\u00e9s toujours tendues, des co\u00fbts de financement en hausse, et une faible activit\u00e9 \u00e9conomique. Par Amina Mkada\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/\" \/>\n<meta property=\"og:site_name\" content=\"Kapitalis\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/KapitalisInfo\/\" \/>\n<meta property=\"article:published_time\" content=\"2019-05-29T12:01:31+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-05-29T12:01:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2022\/05\/kapitalis-logo-fb.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Amina Mkada\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@KapitalisInfo\" \/>\n<meta name=\"twitter:site\" content=\"@KapitalisInfo\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Amina Mkada\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/\"},\"author\":{\"name\":\"Amina Mkada\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#\/schema\/person\/093913313d3017554cb3ad077fff3fbd\"},\"headline\":\"Fitch Ratings pr\u00e9voit des perspectives n\u00e9gatives pour les banques tunisiennes en 2019\",\"datePublished\":\"2019-05-29T12:01:31+00:00\",\"dateModified\":\"2019-05-29T12:01:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/\"},\"wordCount\":574,\"commentCount\":1,\"publisher\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#organization\"},\"image\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/#primaryimage\"},\"thumbnailUrl\":\"\",\"keywords\":[\"BCT\",\"Fitch Ratings\",\"FMI\",\"liquidit\u00e9 bancaire\"],\"articleSection\":[\"A LA UNE\",\"ECONOMIE\",\"Tunisie\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/\",\"url\":\"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/\",\"name\":\"Fitch Ratings pr\u00e9voit des perspectives n\u00e9gatives pour les banques tunisiennes en 2019 - Kapitalis\",\"isPartOf\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/#primaryimage\"},\"thumbnailUrl\":\"\",\"datePublished\":\"2019-05-29T12:01:31+00:00\",\"dateModified\":\"2019-05-29T12:01:34+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/#primaryimage\",\"url\":\"\",\"contentUrl\":\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/kapitalis.com\/tunisie\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Fitch Ratings pr\u00e9voit des perspectives n\u00e9gatives pour les banques tunisiennes en 2019\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#website\",\"url\":\"https:\/\/kapitalis.com\/tunisie\/\",\"name\":\"Kapitalis\",\"description\":\"L&#039;actualit\u00e9 en Tunisie et dans le monde\",\"publisher\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/kapitalis.com\/tunisie\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#organization\",\"name\":\"Kapitalis\",\"url\":\"https:\/\/kapitalis.com\/tunisie\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2022\/05\/Kapitalis-big-size.png\",\"contentUrl\":\"https:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2022\/05\/Kapitalis-big-size.png\",\"width\":5000,\"height\":1500,\"caption\":\"Kapitalis\"},\"image\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/KapitalisInfo\/\",\"https:\/\/x.com\/KapitalisInfo\",\"https:\/\/www.youtube.com\/channel\/UC-yDYrHyfFBWWZaOw3FPg9Q\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#\/schema\/person\/093913313d3017554cb3ad077fff3fbd\",\"name\":\"Amina Mkada\",\"url\":\"https:\/\/kapitalis.com\/tunisie\/author\/amina\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Fitch Ratings pr\u00e9voit des perspectives n\u00e9gatives pour les banques tunisiennes en 2019 - Kapitalis","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/","og_locale":"fr_FR","og_type":"article","og_title":"Fitch Ratings pr\u00e9voit des perspectives n\u00e9gatives pour les banques tunisiennes en 2019 - Kapitalis","og_description":"Les perspectives du secteur bancaire tunisien en 2019 sont n\u00e9gatives, refl\u00e9tant la perspective de liquidit\u00e9s toujours tendues, des co\u00fbts de financement en hausse, et une faible activit\u00e9 \u00e9conomique. Par Amina Mkada","og_url":"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/","og_site_name":"Kapitalis","article_publisher":"https:\/\/www.facebook.com\/KapitalisInfo\/","article_published_time":"2019-05-29T12:01:31+00:00","article_modified_time":"2019-05-29T12:01:34+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2022\/05\/kapitalis-logo-fb.png","type":"image\/png"}],"author":"Amina Mkada","twitter_card":"summary_large_image","twitter_creator":"@KapitalisInfo","twitter_site":"@KapitalisInfo","twitter_misc":{"\u00c9crit par":"Amina Mkada","Dur\u00e9e de lecture estim\u00e9e":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/#article","isPartOf":{"@id":"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/"},"author":{"name":"Amina Mkada","@id":"https:\/\/kapitalis.com\/tunisie\/#\/schema\/person\/093913313d3017554cb3ad077fff3fbd"},"headline":"Fitch Ratings pr\u00e9voit des perspectives n\u00e9gatives pour les banques tunisiennes en 2019","datePublished":"2019-05-29T12:01:31+00:00","dateModified":"2019-05-29T12:01:34+00:00","mainEntityOfPage":{"@id":"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/"},"wordCount":574,"commentCount":1,"publisher":{"@id":"https:\/\/kapitalis.com\/tunisie\/#organization"},"image":{"@id":"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/#primaryimage"},"thumbnailUrl":"","keywords":["BCT","Fitch Ratings","FMI","liquidit\u00e9 bancaire"],"articleSection":["A LA UNE","ECONOMIE","Tunisie"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/","url":"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/","name":"Fitch Ratings pr\u00e9voit des perspectives n\u00e9gatives pour les banques tunisiennes en 2019 - Kapitalis","isPartOf":{"@id":"https:\/\/kapitalis.com\/tunisie\/#website"},"primaryImageOfPage":{"@id":"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/#primaryimage"},"image":{"@id":"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/#primaryimage"},"thumbnailUrl":"","datePublished":"2019-05-29T12:01:31+00:00","dateModified":"2019-05-29T12:01:34+00:00","breadcrumb":{"@id":"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/#primaryimage","url":"","contentUrl":""},{"@type":"BreadcrumbList","@id":"https:\/\/kapitalis.com\/tunisie\/2019\/05\/29\/fitch-ratings-perspectives-bancaires-2019-negatives-en-tunisie-notamment-dues-a-une-liquidite-insuffisante\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/kapitalis.com\/tunisie\/"},{"@type":"ListItem","position":2,"name":"Fitch Ratings pr\u00e9voit des perspectives n\u00e9gatives pour les banques tunisiennes en 2019"}]},{"@type":"WebSite","@id":"https:\/\/kapitalis.com\/tunisie\/#website","url":"https:\/\/kapitalis.com\/tunisie\/","name":"Kapitalis","description":"L&#039;actualit\u00e9 en Tunisie et dans le monde","publisher":{"@id":"https:\/\/kapitalis.com\/tunisie\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kapitalis.com\/tunisie\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/kapitalis.com\/tunisie\/#organization","name":"Kapitalis","url":"https:\/\/kapitalis.com\/tunisie\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/kapitalis.com\/tunisie\/#\/schema\/logo\/image\/","url":"https:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2022\/05\/Kapitalis-big-size.png","contentUrl":"https:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2022\/05\/Kapitalis-big-size.png","width":5000,"height":1500,"caption":"Kapitalis"},"image":{"@id":"https:\/\/kapitalis.com\/tunisie\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/KapitalisInfo\/","https:\/\/x.com\/KapitalisInfo","https:\/\/www.youtube.com\/channel\/UC-yDYrHyfFBWWZaOw3FPg9Q"]},{"@type":"Person","@id":"https:\/\/kapitalis.com\/tunisie\/#\/schema\/person\/093913313d3017554cb3ad077fff3fbd","name":"Amina Mkada","url":"https:\/\/kapitalis.com\/tunisie\/author\/amina\/"}]}},"_links":{"self":[{"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/posts\/215221","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/users\/22"}],"replies":[{"embeddable":true,"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/comments?post=215221"}],"version-history":[{"count":0,"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/posts\/215221\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/media\/215257"}],"wp:attachment":[{"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/media?parent=215221"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/categories?post=215221"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/tags?post=215221"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}