{"id":334058,"date":"2021-01-29T11:13:28","date_gmt":"2021-01-29T10:13:28","guid":{"rendered":"http:\/\/kapitalis.com\/tunisie\/?p=334058"},"modified":"2021-01-29T11:13:30","modified_gmt":"2021-01-29T10:13:30","slug":"la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020","status":"publish","type":"post","link":"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/","title":{"rendered":"La BNA annonce un produit net bancaire progression de 4,5% en 2020"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"http:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2019\/11\/BNA-espace-livre-service-....jpg\" alt=\"\" class=\"wp-image-258646\"\/><\/figure>\n\n\n\n<p><strong><em>Les indicateurs d\u2019activit\u00e9 de la La Banque nationale agricole (BNA) au 31 d\u00e9cembre 2020 font ressortir un produit net bancaire de 683,7 millions de dinars tunisiens (MDT), contre 654,3 MDT au 31 d\u00e9cembre 2019, soit une progression de 4,5%.<\/em><\/strong><\/p>\n\n\n\n<!--more-->\n\n\n\n<p>L\u2019encours des cr\u00e9ances sur la client\u00e8le, net de provisions et agios r\u00e9serv\u00e9s, a atteint 12.071 MDT au 31 d\u00e9cembre 2020 contre 10.447 MDT au 31 d\u00e9cembre 2019, enregistrant ainsi une augmentation de 15,6%.<\/p>\n\n\n\n<p>Les d\u00e9p\u00f4ts de la client\u00e8le ont enregistr\u00e9, entre d\u00e9cembre 2019 et d\u00e9cembre 2020, une augmentation de 388 MDT, soit une croissance de 4,5%.<\/p>\n\n\n\n<p>Les produits d\u2019exploitation bancaire ont atteint 1.382 MDT au 31 d\u00e9cembre 2020 contre 1.325 MDT au 31 d\u00e9cembre 2019, enregistrant une augmentation de 57 MDT, soit un taux de progression de 4,3%.<\/p>\n\n\n\n<p>Les charges d\u2019exploitation bancaire ont enregistr\u00e9 une augmentation de 28 MDT, passant de 670 MDT au 31 d\u00e9cembre 2019 \u00e0 698 MDT au 31.12.2020, soit un taux de progression de 4,2%.<\/p>\n\n\n\n<p>Le montant total des charges op\u00e9ratoires a diminu\u00e9 de 1,8% entre d\u00e9cembre 2019 et d\u00e9cembre 2020, passant de 290 MDT au 31 d\u00e9cembre 2019 \u00e0 284 MDT au 31 d\u00e9cembre 2020.<\/p>\n\n\n\n<p>La banque a proc\u00e9d\u00e9 \u00e0 la comptabilisation des int\u00e9r\u00eats de report des \u00e9ch\u00e9ances relatives aux cr\u00e9dits octroy\u00e9s aux particuliers objet des circulaires BCT n\u00b0 2020\/07 et 2020\/08, exclusion faite de toutes commissions et int\u00e9r\u00eats ou p\u00e9nalit\u00e9s de retard.<\/p>\n\n\n\n<p>La BNA a proc\u00e9d\u00e9 \u00e0 l\u2019application de l\u2019exercice de stress testing demand\u00e9 par la BCT sur la base d\u2019un mod\u00e8le \u00e9tabli par cette derni\u00e8re. Les r\u00e9sultats de ce stress test constituent une r\u00e9affirmation de la bonne r\u00e9silience de la banque. Ainsi, les ratios de solvabilit\u00e9 et Tier One de la banque seraient respectivement sup\u00e9rieur \u00e0 14% et \u00e0 10%, m\u00eame dans le cas du sc\u00e9nario s\u00e9v\u00e8re.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les indicateurs d\u2019activit\u00e9 de la La Banque nationale agricole (BNA) au 31 d\u00e9cembre 2020 font ressortir un produit net bancaire de 683,7 millions de dinars tunisiens (MDT), contre 654,3 MDT au 31 d\u00e9cembre 2019, soit une progression de 4,5%.<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[995,2433],"tags":[8433,154],"class_list":["post-334058","post","type-post","status-publish","format-standard","hentry","category-economie","category-tunisie","tag-banque-nationale-agricole","tag-bna"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>La BNA annonce un produit net bancaire progression de 4,5% en 2020 - Kapitalis<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"La BNA annonce un produit net bancaire progression de 4,5% en 2020 - Kapitalis\" \/>\n<meta property=\"og:description\" content=\"Les indicateurs d\u2019activit\u00e9 de la La Banque nationale agricole (BNA) au 31 d\u00e9cembre 2020 font ressortir un produit net bancaire de 683,7 millions de dinars tunisiens (MDT), contre 654,3 MDT au 31 d\u00e9cembre 2019, soit une progression de 4,5%.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/\" \/>\n<meta property=\"og:site_name\" content=\"Kapitalis\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/KapitalisInfo\/\" \/>\n<meta property=\"article:published_time\" content=\"2021-01-29T10:13:28+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-01-29T10:13:30+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2019\/11\/BNA-espace-livre-service-....jpg\" \/>\n<meta name=\"author\" content=\"webmaster kapitalis\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@KapitalisInfo\" \/>\n<meta name=\"twitter:site\" content=\"@KapitalisInfo\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"webmaster kapitalis\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/\"},\"author\":{\"name\":\"webmaster kapitalis\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#\/schema\/person\/d71f33a9ca44f7bad4698210b480c8e9\"},\"headline\":\"La BNA annonce un produit net bancaire progression de 4,5% en 2020\",\"datePublished\":\"2021-01-29T10:13:28+00:00\",\"dateModified\":\"2021-01-29T10:13:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/\"},\"wordCount\":300,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#organization\"},\"image\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2019\/11\/BNA-espace-livre-service-....jpg\",\"keywords\":[\"Banque nationale agricole\",\"BNA\"],\"articleSection\":[\"ECONOMIE\",\"Tunisie\"],\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/\",\"url\":\"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/\",\"name\":\"La BNA annonce un produit net bancaire progression de 4,5% en 2020 - Kapitalis\",\"isPartOf\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2019\/11\/BNA-espace-livre-service-....jpg\",\"datePublished\":\"2021-01-29T10:13:28+00:00\",\"dateModified\":\"2021-01-29T10:13:30+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/#primaryimage\",\"url\":\"\",\"contentUrl\":\"\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\/\/kapitalis.com\/tunisie\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"La BNA annonce un produit net bancaire progression de 4,5% en 2020\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#website\",\"url\":\"https:\/\/kapitalis.com\/tunisie\/\",\"name\":\"Kapitalis\",\"description\":\"L&#039;actualit\u00e9 en Tunisie et dans le monde\",\"publisher\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/kapitalis.com\/tunisie\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#organization\",\"name\":\"Kapitalis\",\"url\":\"https:\/\/kapitalis.com\/tunisie\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2022\/05\/Kapitalis-big-size.png\",\"contentUrl\":\"https:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2022\/05\/Kapitalis-big-size.png\",\"width\":5000,\"height\":1500,\"caption\":\"Kapitalis\"},\"image\":{\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/KapitalisInfo\/\",\"https:\/\/x.com\/KapitalisInfo\",\"https:\/\/www.youtube.com\/channel\/UC-yDYrHyfFBWWZaOw3FPg9Q\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/kapitalis.com\/tunisie\/#\/schema\/person\/d71f33a9ca44f7bad4698210b480c8e9\",\"name\":\"webmaster kapitalis\",\"url\":\"https:\/\/kapitalis.com\/tunisie\/author\/webmaster-kapitalis\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"La BNA annonce un produit net bancaire progression de 4,5% en 2020 - Kapitalis","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/","og_locale":"fr_FR","og_type":"article","og_title":"La BNA annonce un produit net bancaire progression de 4,5% en 2020 - Kapitalis","og_description":"Les indicateurs d\u2019activit\u00e9 de la La Banque nationale agricole (BNA) au 31 d\u00e9cembre 2020 font ressortir un produit net bancaire de 683,7 millions de dinars tunisiens (MDT), contre 654,3 MDT au 31 d\u00e9cembre 2019, soit une progression de 4,5%.","og_url":"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/","og_site_name":"Kapitalis","article_publisher":"https:\/\/www.facebook.com\/KapitalisInfo\/","article_published_time":"2021-01-29T10:13:28+00:00","article_modified_time":"2021-01-29T10:13:30+00:00","og_image":[{"url":"http:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2019\/11\/BNA-espace-livre-service-....jpg","type":"","width":"","height":""}],"author":"webmaster kapitalis","twitter_card":"summary_large_image","twitter_creator":"@KapitalisInfo","twitter_site":"@KapitalisInfo","twitter_misc":{"\u00c9crit par":"webmaster kapitalis","Dur\u00e9e de lecture estim\u00e9e":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/#article","isPartOf":{"@id":"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/"},"author":{"name":"webmaster kapitalis","@id":"https:\/\/kapitalis.com\/tunisie\/#\/schema\/person\/d71f33a9ca44f7bad4698210b480c8e9"},"headline":"La BNA annonce un produit net bancaire progression de 4,5% en 2020","datePublished":"2021-01-29T10:13:28+00:00","dateModified":"2021-01-29T10:13:30+00:00","mainEntityOfPage":{"@id":"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/"},"wordCount":300,"commentCount":0,"publisher":{"@id":"https:\/\/kapitalis.com\/tunisie\/#organization"},"image":{"@id":"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/#primaryimage"},"thumbnailUrl":"http:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2019\/11\/BNA-espace-livre-service-....jpg","keywords":["Banque nationale agricole","BNA"],"articleSection":["ECONOMIE","Tunisie"],"inLanguage":"fr-FR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/","url":"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/","name":"La BNA annonce un produit net bancaire progression de 4,5% en 2020 - Kapitalis","isPartOf":{"@id":"https:\/\/kapitalis.com\/tunisie\/#website"},"primaryImageOfPage":{"@id":"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/#primaryimage"},"image":{"@id":"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/#primaryimage"},"thumbnailUrl":"http:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2019\/11\/BNA-espace-livre-service-....jpg","datePublished":"2021-01-29T10:13:28+00:00","dateModified":"2021-01-29T10:13:30+00:00","breadcrumb":{"@id":"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/"]}]},{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/#primaryimage","url":"","contentUrl":""},{"@type":"BreadcrumbList","@id":"https:\/\/kapitalis.com\/tunisie\/2021\/01\/29\/la-bna-annonce-un-produit-net-bancaire-progression-de-45-en-2020\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/kapitalis.com\/tunisie\/"},{"@type":"ListItem","position":2,"name":"La BNA annonce un produit net bancaire progression de 4,5% en 2020"}]},{"@type":"WebSite","@id":"https:\/\/kapitalis.com\/tunisie\/#website","url":"https:\/\/kapitalis.com\/tunisie\/","name":"Kapitalis","description":"L&#039;actualit\u00e9 en Tunisie et dans le monde","publisher":{"@id":"https:\/\/kapitalis.com\/tunisie\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/kapitalis.com\/tunisie\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"fr-FR"},{"@type":"Organization","@id":"https:\/\/kapitalis.com\/tunisie\/#organization","name":"Kapitalis","url":"https:\/\/kapitalis.com\/tunisie\/","logo":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/kapitalis.com\/tunisie\/#\/schema\/logo\/image\/","url":"https:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2022\/05\/Kapitalis-big-size.png","contentUrl":"https:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2022\/05\/Kapitalis-big-size.png","width":5000,"height":1500,"caption":"Kapitalis"},"image":{"@id":"https:\/\/kapitalis.com\/tunisie\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/KapitalisInfo\/","https:\/\/x.com\/KapitalisInfo","https:\/\/www.youtube.com\/channel\/UC-yDYrHyfFBWWZaOw3FPg9Q"]},{"@type":"Person","@id":"https:\/\/kapitalis.com\/tunisie\/#\/schema\/person\/d71f33a9ca44f7bad4698210b480c8e9","name":"webmaster kapitalis","url":"https:\/\/kapitalis.com\/tunisie\/author\/webmaster-kapitalis\/"}]}},"_links":{"self":[{"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/posts\/334058","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/comments?post=334058"}],"version-history":[{"count":0,"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/posts\/334058\/revisions"}],"wp:attachment":[{"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/media?parent=334058"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/categories?post=334058"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kapitalis.com\/tunisie\/wp-json\/wp\/v2\/tags?post=334058"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}