{"id":334528,"date":"2021-02-02T10:40:35","date_gmt":"2021-02-02T09:40:35","guid":{"rendered":"http:\/\/kapitalis.com\/tunisie\/?p=334528"},"modified":"2021-02-02T10:40:40","modified_gmt":"2021-02-02T09:40:40","slug":"la-biat-annonce-un-produit-net-bancaire-en-repli-de-21-en-2020","status":"publish","type":"post","link":"https:\/\/kapitalis.com\/tunisie\/2021\/02\/02\/la-biat-annonce-un-produit-net-bancaire-en-repli-de-21-en-2020\/","title":{"rendered":"La Biat annonce un produit net bancaire en repli de 2,1% en 2020"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" src=\"http:\/\/kapitalis.com\/tunisie\/wp-content\/uploads\/2020\/03\/BIAT-guichet.jpg\" alt=\"\" class=\"wp-image-289096\"\/><\/figure>\n\n\n\n<p><strong><em>Les indicateurs d\u2019activit\u00e9 de la Banque internationale arabe de Tunisie (Biat) au 31 d\u00e9cembre 2020 font ressortir un produit net bancaire (PNB) de 936,7 millions de dinars tunisiens (MDT) contre 956,9 MDT au 31 d\u00e9cembre 2019, en l\u00e9ger repli de 2,1%.<\/em><\/strong><\/p>\n\n\n\n<!--more-->\n\n\n\n<p>La formation de ce PNB est ventil\u00e9e comme suit : une marge en int\u00e9r\u00eats de 485,1 MDT; une marge sur commissions de 211,6 MDT; et des autres revenus de 240 MDT.<\/p>\n\n\n\n<p>Les charges op\u00e9ratoires ont atteint 408,7 MDT; les encours de d\u00e9p\u00f4ts 14.788 MDT et les encours de cr\u00e9dits nets 11.336 MDT.<\/p>\n\n\n\n<p>La crise sanitaire du coronavirus et les mesures prises par les gouvernements \u00e0 l\u2019\u00e9chelle mondiale pour endiguer la propagation de la pand\u00e9mie (confinement g\u00e9n\u00e9ral, distanciation sociale, blocage des transports\u2026) ont affect\u00e9 n\u00e9gativement l\u2019\u00e9conomie nationale tunisienne et ont provoqu\u00e9 un grippage des moteurs de la croissance \u00e9conomique, \u00e0 savoir l\u2019investissement, la consommation et l\u2019exportation- ainsi qu\u2019un repli du commerce ext\u00e9rieur, de l\u2019activit\u00e9 touristique et de l\u2019activit\u00e9 courante du secteur productif. Ce ralentissement \u00e9conomique, qui s\u2019est transmis \u00e0 la sph\u00e8re financi\u00e8re et au secteur bancaire, a eu comme cons\u00e9quences majeures au niveau de la sph\u00e8re financi\u00e8re, notamment la r\u00e9duction du chiffre d\u2019affaires des entreprises et des revenus de la population active et la contraction de la demande de financement sur tous les segments de march\u00e9.<\/p>\n\n\n\n<p>Au niveau du secteur bancaire, il a entra\u00een\u00e9 la baisse des produits en int\u00e9r\u00eats, des revenus de change et des revenus des commissions. Mais compte tenu de la solidit\u00e9 de sa situation financi\u00e8re actuelle, la Biat, qui dispose de facteurs de r\u00e9silience significatifs, a r\u00e9ussi \u00e0 faire face \u00e0 cette crise et \u00e0 assurer la continuit\u00e9 de ses activit\u00e9s.<\/p>\n\n\n\n<p>Cette capacit\u00e9 de r\u00e9silience est confirm\u00e9e par le stress test \u00e9labor\u00e9 conform\u00e9ment aux directives de la Banque centrale de Tunisie (BCT).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Les indicateurs d\u2019activit\u00e9 de la Banque internationale arabe de Tunisie (Biat) au 31 d\u00e9cembre 2020 font ressortir un produit net bancaire (PNB) de 936,7 millions de dinars tunisiens (MDT) contre 956,9 MDT au 31 d\u00e9cembre 2019, en l\u00e9ger repli de 2,1%.<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[995,2433],"tags":[146],"class_list":["post-334528","post","type-post","status-publish","format-standard","hentry","category-economie","category-tunisie","tag-biat"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - 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